Consumer Credit Loan Performance Update

Episode Description

If all U.S. credit card debt were refinanced into unsecured personal loans, it could effectively erase the credit burden for middle and lower-income households from the past five years.

In the latest podcast episode, Vadim covers notable improvements in consumer unsecured loan performance, recovery patterns in subprime auto, and challenges in the Non-QM mortgage market. He discusses the influence of seasonal trends, regional performance disparities, and how tightening credit standards impact both new and seasoned loans. Tune in to understand the current credit landscape, learn which sectors are thriving, and find out how today’s trends could affect future loan performance.

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