Origination Report: Consumer Unsecured and Subprime Auto, March 2024

Download this month's installment of the dv01 Origination Report to stay up-to-date on the latest trends.

Quick Insights

• March originations for unsecured personal loans increased 7.4%; despite this growth, it is below season trends of 15-25%.

• Subprime auto originations for Q4-2022, on a dollar balance basis, were lower than Q3-2019 levels and well below 2018 levels. On a loan count basis, the figures are even worse, with Q3-2022 originations 20% below Q4-2019 levels and a staggering 40% below 2018 levels.