Origination Report: Unsecured Personal Loans, May 2022

The newest installment of the dv01 Origination Report: Unsecured Personal Loans is now available. Below are some quick insights:

• Origination volumes rose 5% MoM, setting a new record high for the third time this year (page 4).

• While the average income rose 3.2%, when adjusted for inflation, incomes remain substantially lower now than they were in early 2021 (page 8).

• Top Grade and Middle Grade GWACs both rose 14 bps MoM, while Bottom Grade GWACs dropped 22 bps (page 11).

Download the report for the latest insights within the consumer unsecured market.