Performance Report: Consumer Unsecured & Subprime Auto Loans, April 2023

Download the dv01 performance report to stay up-to-date on the latest trends.

Quick Insights

• Consumer Unsecured: Total Impairments rose 38 bps while 30+ Impairments fell 1bp MoM (page 3).

• Consumer Unsecured: Analyzing charge-offs magnify the power of loan grade over FICO in performance evaluations (page 12).

• Subprime Auto: Both 30+ Cure and Payment Made rates fell in April, in-line with seasonality (page 22).

• Subprime Auto: Prepayments fell 3 CPR in April (page 27).