Performance Report: Consumer Unsecured & Subprime Auto Loans, September 2023

Download the dv01 performance report to stay up-to-date on the latest trends. New to this report: dv01 explores ROI for Consumer Unsecured even further, analyzing it by Grade. 

Quick Insights

• Consumer Unsecured: Charge-offs rose 0.5 CDR to 11.6—the only credit-sensitive metric that deteriorated on a seasonally-adjusted basis. 

• Subprime Auto: Cure rates are still below pre-COVID trends while Payments Made rates are near record highs, suggesting borrowers are continuing to manage payments and avoid Charge-Offs even as they increase their rates of delinquency.